Retirement planning with clarity and confidence
Three ways we build your retirement strategy
Choose the approach that matches where you are in your planning journey. Each service includes direct access to a pension specialist who reviews your specific situation and adjusts recommendations as your needs evolve.
Pension audit
Review existing pension accounts and investment allocations. Identify contribution gaps, fee structures, and alignment with your retirement timeline.
- Account review
- Fee analysis
- Timeline check
Income projection
Calculate expected retirement income from all sources including government benefits, workplace pensions, and personal savings. Test scenarios to understand what lifestyle your current plan supports.
- Multi-source calculation
- Scenario testing
- Lifestyle matching
Full strategy build
Complete retirement plan designed around your goals, tax situation, and risk tolerance. Includes investment recommendations, contribution schedules, and annual review sessions to adjust as regulations or personal circumstances change.
- Custom plan
- Tax optimization
- Annual review
How pricing works
Flat fees based on scope of work, not a percentage of your assets. You know the cost before any work begins.
Payment covers initial consultation, plan development, and one revision round. Additional consultation sessions are billed separately.
Client engagement intensity over 12 months — darker cells show periods of active plan adjustments
Specialists who work on your plan
Dexter Hargrave
Pension strategist
Ramona Katz
Investment advisor
Vernon Quaid
Tax specialist
Most clients arrive with fragmented pension information and unclear expectations about retirement income. Walking through account statements and government benefit estimates together removes the guesswork and shows exactly where they stand.